How The Plan Works…
As a Non-Medicare participant you and your eligible spouse may choose from two retirement medical plans. All options provide discounted prescription benefits.
What You Need To Do…
As an eligible spouse of a retiree you must complete an enrollment form for the plan of your choice. As a retiree you are automatically enrolled in the Trust Indemnity Plan and life benefits. If you elect a PPO option you can do so by filling out a PPO enrollment form available here, and returning it to: G.M.P. – Employers Retiree Trust – PPO Enrollment 5245 Big Pine Way, S.E. Fort Myers, FL 33907-5998 Phone (239) 936-6242.
As a Non-Medicare participant in the Trust Indemnity Plan, initially you may change to a PPO option at any time. If you elect the PPO and later want to opt out, you can do so at any time, and return to the Trust Indemnity Plan. You must notify the Trust office in writing of your intent to terminate your PPO coverage. If you choose to re-enroll in the PPO option at a later date, you must wait two years from January 1 following the date you drop out of the PPO option. For instance, if you decide to drop the PPO option effective February 1, 2017, the first time you would be able to re-enroll in the PPO option would be January 1, 2020. (You would be covered by the Trust Indemnity Plan for the remainder of 2017, and all of 2018 and 2019.)
How You Benefit…
| 2025 Plan Benefits | PPO Option (BCBS) | Idemnity Plan Option |
| Premium Payment | $45.00 per month PPO Premium | Spouse: $35.00 per month Retiree: No monthly premium |
| Annual deductible | $1,690 in network $5,070 out of network | $4,500 |
| Annual out-of-pocket maximum | $5,070 In network $15,210 out of network limit | $13,500 |
| Lifetime maximum | $130,000 | $130,000 |
| Prescription Drug Program | The prescription drug benefit covers 80% of eligible prescription drug charges after you satisfy the annual deductible | The prescription drug benefit covers 80% of eligible prescription drug charges after you satisfy the annual deductible |
As an additional benefit with the PPO programs, the Trust offers Voluntary Disease Management Programs through Blue Cross/Blue Shield. These programs are free to the Trust PPO participants who have:
- History of Cardiovascular disease;
- Diagnosis of diabetes, hypertension, high cholesterol, asthma, and/or migraines.
You may call BCBS directly at 855-838-5897 regarding the program.
Please see the brochures for this program which is available to PPO participants only.
- Florida Case Management Brochure
- Asthma Brochure
- Coronary Artery Disease Brochure
- Congestive Heart Failure Brochure
- Cholesterol Brochure
- Chronic Kidney Disease Brochure
- Diabetes Brochure
- Hypertension Brochure
- Migraines Brochure
To learn more about the Trust Indemnity Plan see the: Plan of Benefits and Plan Summary of Coverage
- Plan of Benefits
- Plan Summary of Coverage
- PPO Enrollment Form
- Direct Payment Enrollment Form
- Trust Gazette
- Or request them by calling the Trust office: at (239) 936-6242.
Summary of Material Modification
Click here to review the Summary of Material Modification in response to COVID-19